Legal

Last updated: October 2, 2026

This Legal page provides important disclosures about SelectCarQuotes and how insurance-related information on selectcarquotes.com (the “Site”) should be understood. Please also read our Terms & Conditions and Privacy Policy.

1. Nature of the business

SelectCarQuotes operates a consumer-facing website that helps people request Auto Insurance and Homeowners Insurance quotes and may connect consumers with licensed insurance agents, agencies, and/or insurance carriers. SelectCarQuotes is a marketing and quote-request service—not an insurer, not a risk bearer, and not a substitute for a licensed producer where a license is required to sell or solicit insurance.

2. No offer of insurance; no binder

Nothing on this Site is an offer to insure you, a binder, or a confirmation of coverage. Coverage is available only through licensed insurers or producers, is subject to underwriting guidelines, and is governed by the policy forms issued to you (if any). Until a policy is issued and effective under its terms, you should not assume you have coverage.

3. Rates, discounts, and savings statements

Any discussion of rates, discounts, payment options, or potential savings on the Site is general and illustrative. Actual premiums depend on factors such as location, coverage selections, driving or property characteristics, claims history, credit-based insurance scores where permitted, and carrier underwriting. Individual results vary. We do not promise that you will qualify for any particular price, discount, or product.

4. State availability and product differences

Insurance products, coverages, endorsements, eligibility rules, and marketing practices vary by state and by carrier. Not every product discussed in general educational content is available in every ZIP code. Minimum liability limits and other requirements are set by state law and may change.

5. Licensed partners

Quote follow-up may be handled by licensed agents or partner carriers. Those parties are responsible for their own licensing, disclosures, and sales practices. Ask any agent who contacts you for their license information and for written details of any quote before you buy.

6. Informational content only

Articles, FAQs, and summaries on the Site are for general education. They are not legal, tax, financial, or insurance advice tailored to your situation. For decisions about coverage, speak with a licensed professional and review official policy documents.

7. Third-party trademarks

Product names, logos, and trademarks of insurers or other companies that may appear on or be referenced by the Site belong to their respective owners. Use on the Site does not imply endorsement except where expressly stated.

8. External links

Links to third-party sites are provided for convenience. We do not control and are not responsible for third-party content, security, or privacy practices.

9. Contact for legal notices

Legal or compliance inquiries related to the Site: contact@selectcarquotes.com.